~Save Money Momma~

Trade it, Recycle it & Make money on it!

momma — Sat, 28 Nov 2009 16:04:55 +0000

Over the next few weeks I think we’ll all spend more money than we intended. The kids will ask for the latests gadgets and game systems…we ourselves will be on the lookout for the better MP3 player so we can have that extra 1000 songs playing in our ears.

Thankfully, Sears has a Trade In & Recycle program (which is powered by Gazelle) for certain electronics, including phones and video games… wow!

That’s all I can say is WOW! because with 4 kids and endless requests for updated cell phones, new MP3’s and now MP4’s and other game systems lying around, it is truly a great idea to trade in and recycle those older models and get a little something back for them…especaially now!

The list of buy back items is not a small one either, they accept laptops, PDAs, GPS, camcorders, projectors and so much more!

It is very simple, click on the Sears trade in program link, enter your products name, Sears will make an offer on your item and if you accept then you ship the item to them FREE…and receive the gift cards in the amount you agreed on.

I LOVE it!

Later on or tomorrow I am going to post some ideas on giving back this holiday season. If you check my archives, I have family and craft ideas for every day in December (2008) that you can get started on…but it’s not just the buying and the giving, it’s the giving to those who do not ask, the ones who feel they won’t receive…be a silent and cheerful giver (of things you already have lying around your home) and it will make all the difference in the world! Wondering what I mean, come back later and find out!

Happy Holidays!

Win an Ornament a Day Contest from Artful Home!

momma — Wed, 25 Nov 2009 13:07:28 +0000

This is so exciting!

Just like last year, Artful Home is holding the Win an Ornament ~ A ~Day contest! It began on November 23rd and ends on December 18th, 2009!

Click Here everyday to enter for your chance to win the ornament featured!

Today’s ornament is worth $54.00 ! WOW!

I posted this last holiday as well. Click here to see last years winners and ornaments.

Good Luck! and if anyone wins, please let us know!

Memorable Holiday Moments Contest

momma — Wed, 25 Nov 2009 12:41:31 +0000

Thanksgiving is one day away!

I found this wonderful contest from Sister Schubert’s Warm & Serve Yeast Rolls!

It’s called the Memorable Holiday Moments Contest!

Submit your family’s most memorable holiday moment (in 200 words or less) for your chance to win a $5,000 vacation, and Sister Schubert will also donate $5,000 to the winner’s local foodbank.

Five runners~up will receive a $100 gift card!

No purchase necessary to enter or win, be sure to check out the official rules at www.SisterSchubertSweeps.com . Contest began on 10/14/2009 and ends on 12/24/2009! One entry per household.

A Dagoba Organic Chocolate brownies recipe & breathe right freebie!

momma — Mon, 23 Nov 2009 23:56:01 +0000

If any of you have been reading my blog, you

ll know I have had it for about a year now and this is MY FAVORITE TIME OF THE YEAR!

Thanksgiving, Christmas, all of it!

So for thursday, I’ll be sitting down and strapping on the ol’ feedbag with much delight and anticipation. Calories, ha! I laugh in the face of calories! MwwWa ha ha ha !

For the rest of you, here is a scrumptious Dagoba organic chocolate brownies recipe:

DAGOBA Organic Brownies Ingredients: 4 oz unsweetened DAGOBA Organic Chocolate 6 tablespoons organic butter 2 organic eggs 1 cup organic sugar 1 teaspoon organic vanilla 2/3 cup organic flour 1/4 teaspoon salt

Preheat the oven to 350 degrees. Gently melt the butter and DAGOBA Organic Chocolate together in a double boiler or the microwave. Allow to cool and then stir in eggs, sugar and vanilla. In a separate bowl combine the flour and salt. Fold the flour mixture into the chocolate batter. Pour into a buttered 8″x 8″ baking pan and bake for 20 minutes or until the center is just set and a toothpick comes out with no liquid batter on it. Cool completely before slicing.

After we stuff ourselves, we’ll be snoring away…so request your very own free samples of

BREATHE RIGHT STRIPS BY CLICKING HERE!

One day STAPLES $10.00 coupon off ANY G P S, good 11/18 only!

momma — Wed, 18 Nov 2009 18:13:43 +0000

I know Thanksgiving is just about a week away, but many of us are getting a jump on Christmas shopping…

Staples is offering a $10.00 printable coupon for use today only on ANY G P S!

This coupon is good today only…11/18/2009!

You can use online or in the stores!

If you use online and your purchase is over $50.00, you can even qualify for free shipping!

Get that GPS for your hubby now!

CLICK AND PRINT HERE NOW!

FREE Halloween Pumpkin Stencils of your faves…like Stewie & Bart!

momma — Wed, 28 Oct 2009 15:36:27 +0000

Looking for your favorite TV show characters to carve into the perfect pumpkin?

Look no further!

Now, thanks to Fox…you can have a wide array of TV stars sitting on your front porch this Halloween eve with the following free stencils!

CLICK HERE to get a full page of characters, which you call select and print out which specific characters you want.

Completely FREE!

Super Fun Family Craft!

Help Me Find My Missing Son. Vincenzio-Luis Estephan Lopez

momma — Fri, 23 Oct 2009 14:26:43 +0000

I haven’t been writing because for a while because we have been searching for my Step Son, who truly is not my step son, he is MY SON. I have known and loved him even before giving birth to my own three children and been taking care of him for the past 8 years. He went missing from his birth mothers home approximately three weeks ago.

He is listed on the National Center For Missing and Exploited Children

Vincenzio-Luis Estephan Lopez…known as Vinny

he is 15, 6 feet tall, 145 lbs, green eyes, dark blonde hair, glasses, braces, has asthma.

This picture was taken at Claws N Paws Zoo, the last time we had a family outing the first weekend in September.

He has been missing for three weeks as of tomorrow.

We really want him to be home, safe with us where he belongs.

If anyone sees him, please contact the Fern Ridge Police Department at 570-646-2271 and ask for Trooper Silliman.

He was sick when he disappeared, the doctors said that his bronchitis was very bad and if the meds weren’t taken and if he was around cigarette smoke, it could develop into pnemonia.

25 bonus points instant print coupon for A.C. Moore

momma — Mon, 14 Sep 2009 17:17:15 +0000

A.C. Moore has recently jumped on the internet club bandwagon and created the A.C. Moore “Rewards” club.

Everytime you shop there, you swipe your card and earn one point for each dollar spent. Rack up $200 and earn a $10.00 gift card to spend any way you like.

For this week only, if you spend $25.00 (in one purchase) and have this awesome coupon swiped along with your A.C. Moore card, you will earn an extra 25 bonus points…that means you get 50 bonus points for the price of 25, bringing you that much closer to your certificate!

coupon good from 9/13 through 9/19/2009 only.

FREE Olay Regenerist Anti~Aging Eye Roller Offer!

momma — Sun, 13 Sep 2009 02:09:38 +0000

Olay products are just amazing!

They never cease to continue giving the consumers great products, coupons and offers.

This time Olay is offering a FREE Regenerist Anti~Aging Eye Roller and they make it so simple to get one!

Just purchase any two of your normal Olay Regerist Facial Moisturizers, Facial Treatments, and/or Facial Cleansers between now and October 11th, 2009…

Save the register receipts with the dates and products circled…

CLICK HERE to download and printout the FREE OFFER form…

Mail everything in and make sure it’s postmarked by October 25th, 2009…then in 6 to 8 weeks you will receive your sample!

If you have questions about this offer, call 1-866-614-3033.

Limited to one offer per US household, void in Maine.

How Do You Select A Trustworthy Non Profit Debt Consolidation Company?

momma — Fri, 11 Sep 2009 12:57:54 +0000

This post has been written by guest blogger, Author: Robin Williams

There are thousands of debt consolidation companies that are competing for your business, but selecting a dependable non profit debt consolidation company can truly become an intimidating task. While exploring non profit debt consolidation companies, you must take some important factors into consideration.A lot of debt consolidation companies claim they are non profit, but in reality they earn in millions. These companies apply the “non profit” tag simply to attract consumers. Consumers believe that these debt consolidation companies are working for their best interests. Other debt consolidation companies apply the “non profit” tag to infringe telemarketing regulations from which charitable institutions are granted relief. Request for evidence of non-profit 501(c)(3) status prior to doing business with any such company.

Some debt consolidation companies mention religious connections in their names or on their official websites. Some agencies indisputably have connections with a religion, however, some agencies are simply making use of the name in order to make you rely on them. You must not allow a religious connection or membership to affect your choice – select the agency that is appropriate for you.

Fees: Not every non profit debt consolidation company comes to you free of cost and the genuine non profit agencies must have minimum monthly fees and establishment fees. Some of them make publicity for voluntary fees but subsequently compel you for paying the total fee even though it’s quite costly for you. If an agency has exorbitant fees, is ambiguous regarding their fees, or compels you to pay a voluntary charge, which is not within your means, you should go for another agency. Be careful about the fact that with numerous agencies, the payment for the first month would probably be directed to the debt consolidation agency and not to your creditors.

You fell into debt in no time, but it would require a lot of time to come out of debt. Don’t rely on an agency that assures that you would become debt free within one or two months. Similarly, you must ensure that the non profit debt consolidation agency is giving time for you. The National Foundation for Credit Counseling (NFCC), which is a non-profit community organization, gives at least one hour on the telephone or personally on a discussion to determine whether you require consolidation. If an agency offers you a strategy within a short time period, then it has not given sufficient time analyzing your expenditures. Utilize a debt consolidation agency that gives a lot of time to investigate your finances.

Better Business Bureau: The Better Business Bureau (BBB) utilizes a Reliability Report to maintain documents on businesses in order to ensure that consumers can select the most reliable agencies. The BBB keeps details about products and services together with a history of grievances and accolades. Companies get an acceptable or unacceptable record on the basis of how they manage customer-related matters. Prior to making a decision on a company, check it with the BBB and only pick an agency with an acceptable rating.

The Better Business Bureau is one of the smartest means to check the trustworthiness of a debt consolidation company over the Internet. Nevertheless, be cautious when you’re typing. Just missing one letter such as “a” in “bureau” can take you to fraudulent sites. Take the help of their official website – BBB.org.

It might be difficult to select a non profit debt consolidation company when there is a plethora of choices. However, with some perseverance and plenty of research, you can select an agency that is suitable for you. You can have a lasting smile since you’re one of those debt-free people.

~*Save Money Momma would like to thank Robin for contributing this piece and I hope that the information in this post can help someone save money and make better choices for those who are suffering from financial hardships.